Category: Marketing
Whether you’re scaling operations or navigating uncertainty, our expert advisors offer the insight and strategies needed to drive measurable results—locally and across the United States.
Whether you’re scaling operations or navigating uncertainty, our expert advisors offer the insight and strategies needed to drive measurable results—locally and across the United States.
The federal government officially shut down many of its operations at 12:01 a.m. on October 1, 2025.1 This is the 15th government shutdown since 1980. Most were short, lasting one to three days. The longest lasted 34 full days, from December 2018 to January 2019.2 It’s impossible to predict how long the current shutdown might […]
Read moreThe One Big Beautiful Bill Act (OBBBA), signed into law in July 2025, includes multiple provisions that affect higher education. Key changes include new borrowing limits for students and parents under federal loan programs, streamlined student loan repayment plans, stricter rules on the ability of borrowers to pause student loan repayment, the promotion of workforce […]
Read moreOn April 2, 2025, President Trump signed an executive order ending the de minimis exemption for low-value imports from China. This exemption had previously allowed U.S. consumers to purchase goods worth up to $800 from overseas online marketplaces without paying import duties. Since the policy took effect on May 2, many American shoppers have been […]
Read moreRecent tariff-related market gyrations caught the attention of many wary investors, including IRA owners. Although markets (and the tariff situation) have stabilized a bit, the outlook remains uncertain. For this reason, you may want to keep two key points in mind: First, market dips create opportunities for Roth IRA conversions, and second, the timing of […]
Read moreIn 2024, nearly all S&P 500 sectors posted gains in a year defined by AI enthusiasm and a robust U.S. economy. Overall, 66% of companies ended the year in positive territory as the index achieved its best two-year performance since the late 1990s.This graphic compares S&P 500 sector returns in 2024, along with each sector’s […]
Read moreThe Inflation Reduction Act of 2022 included two provisions allowing rebates for home energy efficiency retrofit projects and home electrification and appliance projects. State energy offices will administer these home energy rebate programs, with the U.S. Department of Energy (DOE) providing guidance and oversight. States are not required to offer these rebates. Many states have […]
Read moreIn early 2022, the IRS issued proposed regulations regarding required minimum distributions (RMDs) to reflect changes made by the Setting Every Community Up for Retirement Enhancement (SECURE) Act of 2019. The IRS has held off on releasing final regulations so that it can address additional changes to RMDs made by the SECURE 2.0 Act of […]
Read moreConsumer spending accounts for about two-thirds of U.S. gross domestic product (GDP), so it plays an outsized role in driving economic growth or slowing it down. For the last 18 months, U.S. consumers have kept the economy strong despite high inflation and rising interest rates. The question now is whether consumers can maintain this momentum […]
Read moreThe Fiscal Responsibility Act of 2023, signed into law on June 3, 2023, suspends the federal debt ceiling until January 2025. The legislation also includes a number of spending cuts. It is estimated to reduce federal budget deficits by about $1.5 trillion over the 2023-2033 period relative to the May 2023 baseline projections, according to […]
Read moreFinancial markets reacted turbulently to the collapse of Silicon Valley Bank (SVB) on March 10, 2023, followed two days later by the failure of Signature Bank of New York. With $209 billion in assets and $175 billion in deposits, SVB was the nation’s 16th-largest bank and the second-largest to fail in U.S. history. This news […]
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